Our financial consulting services are designed for those seeking financial planning without investment management. After our initial meeting, we’ll determine a total fee based on the complexity of your situation.

Typically, two to four 60-minute sessions are enough to create a personalized, actionable plan tailored to your needs.

Our process focuses on these key areas:

• Current Financial Position

• Investment Planning

• Retirement Planning

• Business Planning

• Protection Planning

• Estate Planning

60-Minute Session | $300

Our approach to planning and managing wealth is built with you in mind.  Our goal is to explore and truly understand your needs, expectations, and more importantly, the impact you want it to make now and after you are gone.

We’re committed to transparency and integrity, which is why we’ve created a simple, single-rate fee structure that removes the conflicts of interest seen in commission-based models. With no hidden fees, your cost is directly linked to your Assets Under Management (AUM), ranging from 0.95% to 1.25%. This ensures our advice is always objective, unbiased, and fully aligned with your best interests.

A vital, but often overlooked part of any financial plan. While it’s uncomfortable to think about illness, accidents, loss, or death, preparing for the unexpected is essential. The right insurance products can significantly reduce financial stress during uncertain times.

We’ve used insurance to address various financial challenges, but the most common needs we’ve identified include:

• Protection: In the event of premature death, the right policy can replace lost income, pay off debts, and fund goals like education.

• Value: Some policies combine death benefits with investment options, offering a blend of security and growth.

• Business Succession: A life insurance policy can fund a buy-sell agreement, ensuring a smooth transition if an owner passes unexpectedly. This provides liquidity for the deceased’s family while preserving the company’s future.

• Key Person Coverage: Protect your business from the loss of a key employee. This policy provides financial support to help your company recover from the loss of leadership and critical relationships.

• Estate Planning: Life insurance can cover federal and state death taxes or provide additional funds for heirs, supplementing your estate and ensuring your legacy is protected.

By addressing these risks, we help you gain peace of mind and secure your financial future, no matter what life throws your way.